Please read the following before you send any Personal Data to the Group.

Personal data held by the Group will be kept confidential but in submitting personal data you agree that any such data may be used for the following purposes -

• the processing of application for an account with the Group;
• the daily operation of services and credit;
• marketing related products or services; and/or
• meeting the disclosure requirement under any laws binding on the Group.

The Group will not collect any personal information that individually identifies a visitor to any Group site unless it has been submitted by users themselves.

Personal Data under custody shall be kept confidential and shall not be disclosed the same except to the extent that The Group is required to do so by law or other regulatory authority or is necessary in connection with legal proceedings.

You have the right to request access to and correction of information about you held by the Group. If you wish to access or correct your personal data held by the Group, please write to our Customer Services Department, QUAM (IA) Limited, Unit 2210-11, 22/F China United Centre, 28 Marble Road, North Point, Hong Kong. A reasonable fee may be charged for processing a data access request but no charge will be made for the correction of personal data held by the Group.