Welcome to the Quamnet.com ("Quamnet") website, owned and operated by Quam.net Financial Media Limited (Quamnet). All services and products provided through Quamnet are made available subject to the terms and conditions set out in this Statement. Please read the following before you send any Personal Data to Quam.net Financial Media Limited (Quamnet).

Data Collection
In order for Quam.net Financial Media Limited to provide services to our Members or Subscribers, it is necessary for our registered Members or Subscribers to supply Quamnet with personal data during the registration process. Personal data collected by Quamnet includes but is not limited to the following:

• Name
• Year of Birth
• Contact address
• Telephone, mobile number and/or fax number
• e-mail address
• Identity reference
• Payment record
• Bank account number and account holder name
• Credit card number, name of the bank and expiry date
• Level of education
• Occupation
• Other relevant data

When you browse Quamnet, Quamnet collects general information about your visits by means of "Cookies" files and similar methodology. In our membership registration or subscription model, you are not allowed to disable this function. The information is only used for analyzing your preference in relation to the membership or subscription services we provide.

Security of personal data
Once Quamnet has obtained your personal data, it will be encrypted and maintained securely in our system. Only authorized staff of Quamnet, who have been properly trained, will be permitted to access to those personal data. Quamnet will also ensure compliance by our staff with the strictest standards of security and confidentiality.

If Quamnet has a contract with another third party organization to provide a service on its behalf, Quamnet will ensure they have appropriate security measures and only process your information as Quamnet has authorized. Those organizations will not be entitled to use your personal information for their own purposes. Quamnet will take reasonable steps to check these organizations to make sure that they are meeting the security requirements set by Quamnet.

Use of Personal Data
The main purposes for which personal data may be used by Quamnet are:

• Processing of the registration or subscription for our services and termination thereof;
• Incorporating into our user database;
• Handling of service calls, inquiries, and complaints;
• The daily operation for the provision of our services;
• Conducting service surveys;
• Billing and collecting payment;
• Keeping you updated of Quamnet's latest offers or promotions;
• Direct marketing (including all finance / financial services, catering, tourism, parenting, education/recruitment / self-enhancement, banking/investment / real estate, insurance, beauty, fashion/clothing, health/health care, social/online shopping websites, computer software/hardware, digital products, mobile/broadband, cars, video/music/art, newspapers and magazines/books, public relations and promotional services, government/charity / public service, and their related products and services);
• To make disclosure as required under any law binding on Quamnet;
• Auditing; and
• Other related purposes

Transfer of Personal Data
Your personal data held by Quamnet will be kept confidential but Quamnet may provide such information to:

• Member companies of Quam Plus Financial Group;
• Banks in connection with the payment of relevant fees;
• Any professional personnel, agent, adviser, auditor, contractor or service provider who provides services or advice to us in connection with our operations;
• Any person or corporation under a duty of confidentiality to us;
• Person to whom we are required to make disclosure under applicable laws, governmental or regulatory requirements or pursuant to any order of a court of competent jurisdiction; and
• Other third party or entities which may assist in Quamnet's business

Please note that the privacy protection set out in this Privacy Statement does not apply to personal data already passed to third parties and Quamnet shall not be responsible for the protection of such personal data or neglect thereof by any such third parties.

Use of Personal Data for Direct Marketing
Quamnet may from time to time post or deliver to you direct marketing materials based on your personal data provided to us. If you do not want to receive those direct marketing materials, please advise us by WhatsApp, or selecting the appropriate option under your Quamnet Account.

Access, Correction and Deletion of Personal Data

The ordinance provides you the right to ascertain whether Quamnet is holding your personal data and to correct or delete any data that is inaccurate and not up to date. You may contact us by WhatsApp for access, correction, and deletion of your personal data.